Do You Wish it Were Easier to Find Legitimate Online Installment Payday Loans?

1st Installment LoansLet’s be honest. It’s hard to trust a lender you can’t see, right? You want the speed, flexibility, and convenience of online installment payday loans, but you need to know that the service is legitimate. The truth is that it doesn’t have to be difficult to find that service. We have it right here. Let us explain.

How Do I Know 1stPaydayLoans.com Offers Legitimate Online Installment Payday Loans?

Take a look at our proven track record first. We have been offering this valuable service to people just like you for nearly ten years. That kind of staying power doesn’t come from cheating people or offering poor service.

We are still in business and providing online installment payday loans because our service is safe and secure and our lenders professional and reputable. Here are some of the specific reasons we can offer security and a safe loan product every single time:

  • We use encryption on the site to make sure your information stays protected.
  • We have a clear security policy.
  • You’ll find legitimate contact information on the site, and you can always call your lender and talk in person.
  • You can opt out of third-party marketing opportunities, so you never have to share your information with more people if you don’t want to.
  • We delete your information once the loan is complete and repaid.

What Makes Online Installment Payday Loans Unique?

If you want a payday loan but worry about the fact that you have to make repayment in full on the due date, this loan was made for you. Online installment payday loans are special. They are similar to regular payday loans in that you can get a small loan with quick approval and even faster cash. But, they also act like standard installment loans. Instead of full repayment, enjoy the greater flexibility of an installment plan. You’ll finish repaying it in a few months, or sooner if you can.

How Much Can I Borrow with Online Installment Payday Loans?

Apply for up to $5000 above. Most regular payday loans top out at around $1,000. This is great for a lot of situations. In many situations that’s enough, right? But what if you need a little more? What if you need cash to cover a big repair bill or to get first and last month’s rent with security deposit on a new apartment?

We have you covered. With these online installment payday loans, you can borrow up to $5,000. And, you still get the benefit of an installment repayment plan. It’s like getting the best of both worlds. Enjoy the major relief you’ll feel when you get the money you need but don’t feel pressured to make quick repayment.

Where Can I Go to Apply for Online Installment Payday Loans?

You’re already here. Check out our online application above, which you can use on your computer or a mobile device. It’s easy to access. Just click to get to the application and spend a few minutes completing it. Because we don’t need a lot of information from you, there’s no need to spend hours getting this chore done.

Don’t hesitate as funds are often limited. There is only so much we can loan online; per day, per week and per month. So, our recommendation is to apply just as soon as your ready. No one want’s to get turned down simply because lendable funds are exhausted.

When is the Best Time to Apply for Online Installment Payday Loans?

Best Installment LoansHonestly, the best time to apply is when it works for you. Unlike other lenders, we won’t box you into restrictive, standard business hours. You don’t need to go to a bank or a loan, or even a cash advance store, so you can apply when it fits into your schedule.

This means you can apply right now, no matter what time it is or what day of the week. Our network of lenders always has someone available to help you and to review your application. Whether you apply in the middle of the night, first thing in the morning, or on the weekend, you can expect to get a quick answer.

How Do I Get Approved for Online Installment Payday Loans?

And that answer is almost always a yes. Our lenders have very high approval rates because they set the bar at a reasonable level. If you have been rejected by other lenders in the past, you’re not alone. Traditional lenders tend to use credit score, setting an arbitrary number, as a limiting factor. If you can’t hit that number, you get denied automatically.

The lenders we choose to work with do things differently. In some cases they may do a credit check, but the main factors for approval are unrelated to credit score. First, you need to have a job and a regular payday. And if you earn about $1,000 a month or more, you’ll most likely get approved. Some other minor details you need are having a bank account and being at least 18 years old.

Remember; You can’t be approved until you apply and all applications are online, so apply above now, while funds last.

When and How Do I Get the Cash?

Once you get approved for a loan, your lender will send you a document that outline the terms of the loan, the repayment schedule, and exactly what you’ll owe once it’s fully repaid. This gives you the chance to back out with no penalty.

If you do decide to go forward, you’ll e-sign the document and your lender will move quickly to get you the cash. Your lender will transfer the money and put it directly into your bank account. All you need to do is access it any way you choose. Depending on when you apply, expect to see the money as early as the very morning after you got approved.

When you’re able to borrow cash when you need it, and rely on an installment repayment plan, the possibilities are endless. Imagine the relief you’ll get from finally having the money you need to pay bills on time or cover everyday expenses before your next paycheck arrives. This can be your reality today if you apply now. This is a great time to do something different, to turn your financial problems around, and a lender is waiting right now to help you do it with online installment payday loans.