Do You Know How to Get Legitimate Online Bad Credit Payday Loans?

1st Installment LoansThe problem most people have when they try to get loans is that they can’t get approved. And the main reason for being denied is bad credit. How can you possibly borrow money when lenders insist on using an arbitrary credit score to screen applications?

We have a different, better solution. matches you to lenders who almost never eliminate borrowers based on credit score. They just don’t. They use other factors to get you approved instead. All you need to do to take advantage of these loans is fill out the application on our site. It’s that simple to get legitimate, online bad credit payday loans.

Are Online Bad Credit Payday Loans Real?

You bet they are real, at least ours are real. It may seem like a dream, but this is reality. There are lenders working out there that don’t care at all about your credit score. So you made some mistakes in the past and it damaged your score, so what? What does that really tell a lender about your ability to repay a payday loan?

The truth is that credit score is just one piece of a larger puzzle. And, at we only work with lenders who know that. So yes, these online bad credit payday loans are real, legitimate, and waiting right now for you to apply and get cash.

How Do I Know is a Legitimate Online Bad Credit Payday Loan Lender?

We’re not the only ones out there making this claim, so how do you know is legitimate and trustworthy? First, consider our history. We have been offering these loans and working with the best lenders in the business for nearly a decade. Our long track record proves that we take this seriously and that we offer a good product and that borrowers enjoy a great service here.

Wherever you look for online loans, make sure you keep a few things in mind. A legitimate company will have actual contact information, so that if you want to you can call and talk to someone on the phone. It will also have a security policy, encryption, and other measures in place to show that they take your security seriously.

Who Can Use Online Bad Credit Payday Loans?

Are you a working adult (18 or older)? If so, you can use our online bad credit payday loans. This is the kind of loan that has been designed just for people like you. We have lenders dedicated to providing quick funding for working Americans, people with one or more jobs, people with families, and people with bills to pay. We believe that anyone who works for a living should have a good chance to benefit from a small loan as needed.

Where Are Online Bad Credit Payday Loans Available?

These loans are available exclusively online. Don’t bother taking hours out of your day to go to the bank or a storefront lender. Don’t take time off work or away from your family to get this chore done. Access the application above, here on, at any time. Apply at night, in the morning, in the middle of the day, or on the weekend.

We work with a broad network of lenders just so you get better, easier access to the funding you need. In addition to applying on a computer, you can also use a mobile device. If you don’t have easy access to a desktop or laptop computer, just use your phone. The application is mobile friendly and user friendly.

What Do I Need to Get Approved for Online Bad Credit Payday Loans?

No waiting for Online Bad Credit LoansThere is no waiting in lines at 1st Payday Loans, because were only online.

Now, obviously, you need to meet a few requirements (very few) to get approved. Just because these are bad credit loans doesn’t mean that you don’t have to show us a few factors that indicate you can afford a loan. But the requirements are so simple, you’ll wonder why more lenders don’t work this way:

  • You must be at least 18 years old.
  • You must have a bank account, so your lender can get you the cash.
  • You need to have a job with a regular income and payday.
  • That paycheck should go into the same bank account you use to apply.
  • Your income must be at least $1,000 per month.

As you can see, these are really reasonable requirements. Most working Americans can meet them, and that means you can get a loan today, even with bad credit.

How Can I Spend the Cash from Online Bad Credit Payday Loans?

Here’s the best part of all: this is your cash and you can spend it however you want. Most of our borrowers use the money for the simple reason that they sometimes run out of cash before payday. If you have a week or a few days before your next paycheck comes in and bills to pay, this cash can help you take care of those expenses.

We don’t care and don’t check or ask how you’ll spend the money.

When and How Will I Get the Cash?

You truly can take care of those bills immediately because these loans are fast. Online bad credit payday loans fund in about 24 hours or less. It depends on when you apply, but most people have the cash moved into their bank accounts and accessible by the next morning. And as if that isn’t enough, your lender will also make automatic repayment for you on the date the loan is due. That’s one more worry off your plate, trying to remember to repay on time and avoid more fees.

So what are you waiting for? Make the successful switch to a better kind of loan. Never again worry that you won’t get approved simply because your credit score is too low. You are not a number, and a loan shouldn’t reflect that. We offer something truly different: a loan that is open to even those with bad credit. We help you solve your money problems immediately.