Get Approved Now for These Online 1 Hour Payday Loans

1st Installment Loans

What if there was a way to get approved for up to $2,500 in less time than it takes you to unload the dishwasher? What if you could get approved without a stack of paperwork or a critical assessment of your credit history? You can have all this and more, if you just know where to look and how to apply.

Can I Really Get a Payday Loan in One Hour?

In fact, you can get approved for a payday loan in less than one hour. Online 1 hour payday loan approvals actually take less than ten minutes for most people. It’s so quick thanks to several factors:

  • Apply online with a short, one-page application.
  • Avoid a lengthy drive followed by a wait at the bank or a loan office. Apply right from home.
  • Enjoy easy approval requirements, and usually no credit check.
  • Let your lender do the leg work.

With these factors in place, we can offer you a payday loan that usually takes less than ten minutes to apply for, get approved for, and make official.

When we say 1 Hour Loan(s) we are referring to the approval process. Funds will usually be transferred within 1 hour but for certain will be transferred on the day you apply and are approved. The ACH process of transferring funds is an overnight process so your back should have the funds available for you to spend by the next business morning after you apply.

But When Do I Get the Cash from a 1 Hour Payday Loan?

You should have the money in your bank account on the next business morning.

No lender can give you cash in an hour, but we can do much better than most. Your bank or credit loan will need a few days at least to fund a loan. Our lenders, though, work much faster. They take action immediately, not just to get you approved, but also to move the money to your bank account.

Thanks to the completely virtual process, you won’t have to wait for a check or a cash card to get your money.

What Steps Do I Need to Take to Get a 1 Hour Payday Loan Online?

This couldn’t possibly be easier. It starts with the online application. We have it right here for you where you can access it with any computer. You can also use a smartphone or other mobile device because we’ve made it mobile-friendly. Apply in the privacy of your home or when you’re out of the house. This application goes wherever you do.

Next, you’ll wait just minutes for a lender from our network of experts to step up, look over your application, and give you an answer. If you get approved, which most people do, your work is done at this point and the process practically runs itself from here.

Your lender will get you a loan document with clear terms, the due date, and the total final cost of the loan. You know exactly what you’re getting before being asked to commit to the loan. Only e-sign if you’re ready to move forward. If you are, your lender will then transfer the cash directly into your bank account.

What if I Don’t Qualify for Online 1 Hour Payday Loans?

It’s highly unlikely that you won’t qualify or get approved. We have carefully selected lenders to work with who have high approval rates and easy requirements for borrowers. We don’t want you to have to worry about credit score or other limiting factors. Here’s all you need to get approved:

  • A regular income and payday
  • An income of $1,000 per month at least
  • 18 years of age or older
  • Legal residence in the U.S.
  • A bank account

Credit score sometimes comes into play with these loans, but as you can see it is not a strict requirement. Most lenders don’t even bother to check, preferring to rely on more important factors like what you earn.

Affordable 1 Hour Payday Loans Are Real, Legitimate and Online

These loans aren’t just fast and easily accessible to most working adults. They are also reasonably affordable. Have you ever heard that payday loans have really high interest rates and should be avoided? Well that’s only part of the story.

The truth that other lenders don’t want you to know is that the nature of these loans makes them highly affordable. The rates are high, yes, but the amounts are low and the terms short. In the end you pay very little for your loan because you repay it within a week or two. It’s the long-term loans, like those banks offer, that take years to repay, that can end up costing you as much as you borrowed just in interest payments.

Are Online 1 Hour Payday Loans Really Legitimate?

Here’s where a lot of people stop short of applying for online 1 hour payday loans: when they worry about the security of their personal information. It’s true that you should be careful when sharing information online, but 1stPaydayLoans.com is a safe site with a solid security policy.

We use encryption to protect your data and delete it once your loan is repaid and complete. We won’t sell your information to third parties if you don’t want us to. Most importantly, we have selected some of the best, most trustworthy lenders in the business to work with you. Also, we’ve been doing this for nearly a decade, providing legitimate loans and keeping borrowers safe.

When Should I Use Online 1 Hour Payday Loans?

Online 1 Hour Payday Loans should be used when you want a quick approval process and need $2500 or less.

Think about all the times you could use extra money. Your imagination is endless, and so are the possibilities for when and how to use these loans: to pay bills on time, to help out a friend, to get the rent paid to avoid eviction, to get your car repaired, to make a move that will help you get a better job, and so much more.

Now, you’re ready to apply, and the great news is that you don’t have to wait. Our lenders are always standing by, ready to process your application. This is true 24 hours a day, seven days a week. It’s time to make a big decision. Will you continue to struggle with money and get rejected by lenders? Or will you do something different today and get fast, easy, convenient cash? The choice is yours, and we’re ready to help.